Disruptive business models are often powered by alternative financing. In Part 1 of this series, I discussed how mobile is redefining money and banking and shared some of the dramatic transformations in the global remittance infrastructure. In this article, we’ll discuss: Peer-to-peer lending

The CIA estimates over $80 trillion of global value is stored in cash, banknotes, money markets, and bank accounts. As of 2017, a mere $5 trillion of this was in the form of cold, hard cash. In this two-part series, we’ll cover how the internet, mobile devices, sensors, blockchain, and AI are

Massive reductions in insurance costs are coming, along with a wave of disruption. Traditionally, insurance premiums are determined by actuaries, a function of big numbers, statistics and probabilities. That's what you have to do when you don't know what's really going on. You hope that the pool of